One person for the whole journey
Whether you are buying your first home, selling the one you have loved, or financing the next chapter, Patricia (Tricia) Cummins covers it from one desk: real estate through LPT Realty and mortgage lending through New Story Lending. Three services, one way of working: yours first.
Buying a home, financed from the start
The biggest advantage for buyers is that the loan conversation starts on day one, not after your dream house hits the market. You tour knowing what you can do, and you offer with confidence.
- No. 01
Know your numbers
We talk through budget, monthly payment, and the life you want the house to support.
- No. 02
Get pre-approved first
As your loan officer, Patricia (Tricia) Cummins handles pre-approval before you walk a single open house.
- No. 03
Scout with a strategy
Neighborhoods that fit your commute, your weekends, and your wish list, searched with intention rather than by accident.
- No. 04
Tour like a pro
Together we look past the staging and at what matters: structure, light, layout, noise, and neighborhood feel.
- No. 05
Offer and beyond
A strategy for the offer, steady negotiation, and a smooth road from inspection to the closing table.
Selling a home, with a steady hand
Selling is part marketing, part math, and part emotion. Patricia (Tricia) Cummins brings calm process to all three, from the pricing conversation to the hand-off of the keys.
- No. 01
The pricing conversation
Recent sales, market context, and your goals set a price that is honest and strategic.
- No. 02
Present it well
Staging guidance, simple repairs, and the small touches that help buyers see your home as theirs.
- No. 03
Tell the story
Marketing built around what makes your home special, reaching the buyers who fit it.
- No. 04
Showings and offers
Professional showings, careful screening, and negotiation that protects your position.
- No. 05
Inspection to keys
Requests, appraisals, and paperwork handled so the finish line feels easy.
What the lender side changes for buyers
Because Patricia (Tricia) Cummins is a Mortgage Loan Officer with New Story Lending (NMLS # 2616437), licensed in Colorado and Virginia, the mortgage is not a separate hurdle. It is part of the plan.
- No. 01
One conversation for both
Your story gets told once, and both sides of the deal hear it.
- No. 02
Pre-approval before touring
You know your number before you fall in love with a house, so there are fewer heartbreaks and no wasted weekends.
- No. 03
One timeline, no surprises
The contract and the loan move on the same clock, because the same person is watching both.
- No. 04
Plain-English answers
Rates, programs, and paperwork explained without the jargon, whenever you ask.
- No. 05
A face at the closing
Not an answering service. The person who helped you build the deal sees it through.
An honest note
No pressure, no double-talk. The mortgage piece exists to make buying simpler, never to steer you somewhere you did not choose. Every loan is subject to approval, and your options are always laid out straight.
Licensing
Real Estate Associate Broker with LPT Realty, serving Colorado, Virginia, and Washington, DC.
Mortgage
Mortgage Loan Officer with New Story Lending (NMLS # 2616437), licensed in Colorado and Virginia.
Good to know
License numbers and loan program details available on request. Nothing on this page is a commitment to lend.
Not licensed in your state? No problem, I partner with licensed real estate and mortgage professionals across my markets to make sure you're well taken care of.
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