A leafy residential street in late summer light, with white porches and mature trees arching over the block

One partner for the home and the loan

Patricia (Tricia) Cummins is a Real Estate Associate Broker with LPT Realty and a Mortgage Loan Officer with New Story Lending, serving Colorado, Virginia, and DC. From the first conversation to the closing table, you get one person who sees the whole picture.

Work with Patricia (Tricia) Cummins See the one-stop advantage

One person, two licenses

LPT Realty: Real Estate Associate Broker, serving Colorado, Virginia & DC.

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New Story Lending: Mortgage Loan Officer, CO & VA · NMLS # 2616437.

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A happy, diverse family standing together at the front door of an upscale home in warm evening light — The moment it starts to feel like home RE + MLO

One person, two licenses, the whole picture

Most buyers juggle two teams: a realtor for the house and a lender for the loan, each in their own silo. Patricia (Tricia) Cummins holds both roles, so the house hunt and the financing plan move together, not in separate waiting rooms.

Real Estate · Mortgage · One Folder

An upscale mountain-lodge home in Colorado with cedar, stone, and floor-to-ceiling glass at golden hour beneath the peaks — One folder for the house and the loan No. 02

The real estate side

Neighborhood knowledge, offer strategy, and a steady hand through showings, inspections, and negotiations. You get a broker who has helped buyers and sellers across Colorado, Virginia, and DC find the right address and the right price.

The lending side

Pre-approval that happens before the house hunt, plain-English answers about rates and timelines, and a loan officer who already knows your contract because she helped you build it. The numbers stop being a mystery.

Explore buying, selling & lending

Buy it. Sell it. Finance it.

All services

A front porch with white railings, hydrangeas in terracotta pots, and a wooden door with a brass knocker — The porch at the top of the wish list No. 03

Buying

From first-time buyers to seasoned movers, you get a partner who listens first, then searches with purpose. Pre-approval is built in from day one.

The buying process

A modern cedar-and-stone mountain home at golden hour beneath Colorado foothills — A Colorado home, priced to move No. 04

Selling

Marketing that tells your home's story and pricing grounded in your real numbers. Patricia (Tricia) Cummins stays with you through every offer, inspection, and signature.

The selling process

An editorially styled desk: brass keys, a folded floor plan, coffee, and reading glasses in morning light — The desk where both deals meet No. 05

The Mortgage Piece

As a Mortgage Loan Officer with New Story Lending (NMLS # 2616437), Patricia (Tricia) Cummins explains the numbers in plain English and keeps the loan and the contract on one timeline.

The lending advantage

A note in Patricia (Tricia) Cummins's own words, from the desk where the house and the loan come together.

"Real estate is deeply personal. A home is the background of a family's whole life, so I work the way I would want to be worked with: honestly, plainly, and as one person who knows your name, your timeline, and your story."

Patricia (Tricia) Cummins · Associate Broker & Mortgage Loan Officer

A panoramic view of the Denver, Colorado skyline at golden hour with the Rocky Mountains rising behind it — Metro Denver, Colorado

A panoramic view of a stately Northern Virginia estate at golden hour, with brick homes and mature trees on rolling hills — Northern Virginia

A panoramic view of the Washington DC skyline at golden hour, with the Capitol dome and the Washington Monument across a calm reflecting pool — Washington, DC

Colorado, Virginia, and the District

Colorado

Front range and mountain towns

Neighborhoods along the Front Range, foothill communities, and the mountain towns buyers and sellers love.

Virginia

Historic streets and commuter towns

Quiet suburbs, classic main streets, and convenient corridors across the Commonwealth.

Washington, DC

Row houses and bright condos

From brick row houses to modern condos, DC living in every size and style.

Licensed as a Real Estate Associate Broker with LPT Realty, serving Colorado, Virginia, and Washington, DC, and as a Mortgage Loan Officer with New Story Lending in Colorado and Virginia.